Privacy Policy

1. Introduction

Finzeny ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management service.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us:

• Name and email address
• Company information
• Payment information (processed securely through Stripe)
• Profile information (optional)

2.2 Financial Data

When you use our Service, we collect:

• Transaction records (income and expenses)
• Categories and descriptions you create
• Receipt images you upload
• Reports and analytics data
• Invoice information

2.3 Usage Information

• Log data (IP address, browser type, pages visited)
• Device information
• Usage patterns and preferences
• Cookies and similar technologies

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Service
• Process transactions and send related information
• Send administrative messages and updates
• Respond to your comments and questions
• Analyze usage patterns to improve user experience
• Detect and prevent fraud and abuse
• Comply with legal obligations

4. Data Security

We implement industry-standard security measures to protect your data:

• Data encryption in transit (TLS/SSL) and at rest
• Secure authentication using JWT tokens
• Regular security audits and updates
• Access controls and audit logging
• Secure payment processing through Stripe (PCI-DSS compliant)
• Regular data backups

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

5. Data Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

• Service Providers: Third-party vendors who perform services on our behalf (e.g., Stripe for payments, email providers)
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly authorize us to share information

6. Your Rights and Choices

You have the following rights regarding your data:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and data
• Export: Download your data in a portable format
• Opt-out: Unsubscribe from marketing communications
• Object: Object to certain data processing activities

To exercise these rights, please contact us at privacy@finzeny.com

7. Data Retention

We retain your information for as long as your account is active or as needed to provide services. After account deletion, we may retain certain information for legal, tax, or regulatory purposes for a period required by law (typically 7 years for financial records).

8. Cookies and Tracking

We use cookies and similar technologies to:

• Remember your preferences and settings
• Maintain your session
• Analyze site usage and trends
• Provide security features

You can control cookies through your browser settings.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

10. Children's Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by email or through the Service. Your continued use after such changes constitutes acceptance of the updated policy.

12. Third-Party Services

Our Service integrates with third-party services:

• Stripe: Payment processing (see Stripe's Privacy Policy)
• Email Providers: For transactional emails

These services have their own privacy policies, and we encourage you to review them.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Email: privacy@finzeny.com
Data Protection Officer: dpo@finzeny.com
Address: [Your Company Address]

14. GDPR Compliance (EU Users)

If you are in the European Union, you have additional rights under GDPR:

• Right to be informed about data collection and use
• Right to data portability
• Right to restrict processing
• Right to object to automated decision-making
• Right to lodge a complaint with a supervisory authority